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Payments

Maximize Profits and Reduce Expenses

Banks and credit unions boost portfolio performance, improve efficiencies, and deliver meaningful customer and member experiences with the guidance of our payments consultants.

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Unmatched Talent

Our people set us apart. Consultants are handpicked for their domain expertise, industry knowledge, and alignment with our core values.

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Personalized Solutions

Every client is unique. We do not believe in one-size-fits-all. Our approach is tailored to meet your needs and objectives.

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Technology Enabled

Streamlining complex initiatives with advanced technology to deliver faster, smarter results and empower decision-making. 

electronic payments processing
 

Debit / Credit Processing

Digital transactions continue to evolve, changing how debit and credit cards are used and causing disruption to a payments portfolio. Engage fi helps banks and credit unions manage their portfolio and maximize income streams while mitigating risk.

 

PIN Networks

PIN can equal PROFIT. Selecting the right network means the issuer gets the best interchange rate, understands the network fee structure, and receives comprehensive data reporting. Our evaluation services assist banks and credit unions with finding the right solution to minimize expenses, maximize returns, and benefit the bottom line. 

PIN Networks Payments Banking
Credit card for payments business
 

Card Networks

The card network is critical to bank and credit union growth and profitability. However, it can be difficult to decipher the expenses and income generated from your current network, placing your bank or credit union at risk.



10x Increase in Net Interchange Income

Through strategic negotiations, the financial institution’s net interchange income was increased by over ten times.

Doubled Debit/ Credit Processing Incentives

The financial institution received more than twice the debit/credit card processing incentives compared to their previous agreement.

Winning With Exceptional Service

 

Other ways to get in touch.

  Send us an Email

If email is your preferred method, let us know how we can help your bank or credit union. info@engagefi.com

  Give us a Call

We look forward to learning how we can support your bank or credit union. (844) 415-7962 

Payments Trends Key Insights
 

Payments Trends & Key Insights

An infographic depicting six of the top payments trends every bank and credit union must consider to remain top of wallet. 

Engage fi took the time to uncover our needs operationally, short term and long term, so that they could focus on those areas in regards to not only pricing but service quality. The expertise in each area far exceeded expectations. Having each area (Network, Invoice Analysis, Brand, Credit and Debit) represented by someone with so much experience was really beneficial.
Jennifer Hurren
Chief Digital Officer | Community Choice Credit Union
It was important for us to partner with a team that understood banks.
Kevin Wagner
SVP/Controller | Community First National Bank
We started the process with Engage fi in hopes of gaining a little insight into the card contract renewal process; however, we began to learn and discover the opportunity to change and build it as a credit union core strength. We went far beyond negotiating prices and began our transformative journey in cards and network programs to make it a competitive advantage for the credit union and our members. We clearly could not have developed the strategy without the help, expertise, and partnership of Engage fi.
Rick Weber
President/CEO | Ocean Air Federal Credit Union
We all talk and like to give business to people we like, respect, and trust. Engage fi has done a good job of fostering partnerships among other banking colleagues to build relationships and connect banks with other banks.
Tom Foresta
CIO | Bristol County Savings Bank
We recently partnered with Engage fi to assist with a vendor negotiation. Their comprehensive analysis and insights uncovered opportunities we hadn't necessarily considered, prompting us to expand the scope of include a card brand project. The highlight was a substantial increase in brand incentives far exceeding our expectations. Engage fi's guidance demonstrated their deep expertise and commitment to our success. They are a valuable partner, and we look forward to working with them on future projects.
Julie Willse
COO | Greater Iowa Credit Union