Engaging Perspectives

A go-to resource for bank and credit union professionals navigating the waters of future-oriented decisions.

2 min read

The Future of Banking: AI, Personalization, and the Audience of One

The banking industry as we know it is changing. While digital banking has reshaped the way customers interact with financial institutions, the next phase insists on an even more personalized experience; one that caters to the individual needs of...

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2 min read

Telephone Banking IVRs Are a Thing of the Past.

In a world where personalized and seamless financial experiences are no longer a luxury but an expectation, traditional telephone banking and...

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2 min read

The 3 Reasons Your Financial Institution Needs a Technology Consultant

In today's rapidly evolving financial landscape, C-suite executives face unprecedented challenges in steering their institutions through a complex...

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2 min read

Interchange Fee Prohibition Act: Implications for All Banks

The regulatory landscape is shifting once again, and this time interchange is in the spotlight. The Interchange Fee Prohibition Act, introduced in...

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3 min read

Integrated Communications: A Game-Changer for Banks and Credit Unions

In today’s fast-paced financial landscape, seamless communication is vital for banks and credit unions to remain competitive and deliver exceptional...

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2 min read

Why Understanding the Generational Shift in Banking is Key to Remaining Competitive

The banking industry is experiencing a shift in how its customers conduct their financial business. When the last of the Baby Boomer generation makes...

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1 min read

CFPB 1033: Unpacking the Impacts on Financial Institutions

Open banking may be getting more... open. In October 2023, the CFPB proposed new rules under section 1033 of the Dodd-Frank Act that could...

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3 min read

Increase Member Engagement with High-Value Credit Card Loyalty Programs

With as much as 40% of an institution's Net Interest Income coming from payments, banks and credit unions cannot afford to get it wrong.

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2 min read

Deconstructing Debit Card Revenue Opportunities

With consumers increasingly favoring debit over credit, banks have a unique opportunity to capitalize on this trend by leveraging their partnerships...

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2 min read

Mid-Year Check Point: Understanding the State of the Economy and the Next Era in Banking

The mixed bag of challenges and opportunities the economy presents in the second half of 2024 is quickly becoming a catalyst for action. Conducting a...

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