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Engaging Perspectives

Transforming Banking through Technology and Visionary Thinking

Payments

Credit Card Portfolio

2 min read

Why Should a Financial Institution Consider Selling or Partnering with Third Parties on their Credit Card Program?

When we see organizations making promises about buying or sharing your credit card portfolio, we need to understand all aspects of the decision.

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2 min read

AI and Gen AI for Identifying Fraud for Credit and Debit Cards

Fraud is evolving as quickly as the payments landscape itself, and credit and debit cards remain a prime target. For banks and credit unions, staying...

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1 min read

Fair Banking for All: Implications for Credit and Debit Card Programs

"Fair Banking for All" is a strategic principle focused on ensuring equitable, inclusive, and transparent access to financial services. For credit...

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Stablecoin Blog

2 min read

Stablecoin Strategy: Next Steps for Financial Institutions

Adapting to the digital currency landscape in the wake of JPMorgan’s Announcement

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2 min read

The Rise of AI Agents: A Strategic Signal for Financial Institutions

Mastercard and Visa both recently unveiled powerful AI-enabled advancements that will change the payments industry. These announcements are not just...

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2 min read

Interchange Fee Prohibition Act: Implications for All Banks

The regulatory landscape is shifting once again, and this time interchange is in the spotlight. The Interchange Fee Prohibition Act, introduced in...

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3 min read

Increase Member Engagement with High-Value Credit Card Loyalty Programs

With as much as 40% of an institution's Net Interest Income coming from payments, banks and credit unions cannot afford to get it wrong.

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2 min read

Deconstructing Debit Card Revenue Opportunities

With consumers increasingly favoring debit over credit, banks have a unique opportunity to capitalize on this trend by leveraging their partnerships...

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