8 min read
The Durbin Loophole: Why Airlines Are Suddenly Obsessed with Debit Cards Again
Fabio Biasella: 12/18/25 2:38 PM
Key Takeaways from This Blog:
Payments
2 min read
How AI is Redefining Personalization for Credit and Debit Cardholders
Dr. Art Harper: 12/10/25 1:21 PM
Key Takeaways from This Blog:
1 min read
Walmart and Lendistry Partner to Offer Small Businesses a Lending Option
Dr. Art Harper: 12/3/25 9:32 AM
Key Takeaways From This Blog: Walmart’s partnership with Lendistry brings lending directly into the seller workflow, showing how credit delivery is...
2 min read
Mastercard’s Acquisition of Zerohash: The Crypto Strategies Behind Mastercard and Visa
Dr. Art Harper: 11/24/25 2:42 PM
Key Takeaways From This Blog: Mastercard is pursuing full-stack ownership of crypto infrastructure through its planned Zerohash acquisition, giving...
2 min read
What the Visa–Mastercard Interchange Fee Settlement Means for the Future of Payments
Dr. Art Harper: 11/17/25 12:08 PM
Key Takeaways From This Blog: Visa and Mastercard’s agreement ends a decades-long antitrust dispute and introduces structural reforms that lower...
2 min read
Why Should a Financial Institution Consider Selling or Partnering with Third Parties on their Credit Card Program?
Dr. Art Harper: 10/1/25 2:25 PM
When we see organizations making promises about buying or sharing your credit card portfolio, we need to understand all aspects of the decision.
2 min read
AI and Gen AI for Identifying Fraud for Credit and Debit Cards
Dr. Art Harper: 9/17/25 1:39 PM
Fraud is evolving as quickly as the payments landscape itself, and credit and debit cards remain a prime target. For banks and credit unions, staying...
1 min read
Fair Banking for All: Implications for Credit and Debit Card Programs
Dr. Art Harper: 9/4/25 2:21 PM
"Fair Banking for All" is a strategic principle focused on ensuring equitable, inclusive, and transparent access to financial services. For credit...
2 min read
Stablecoin Strategy: Next Steps for Financial Institutions
Dr. Art Harper: 7/31/25 11:20 AM
Adapting to the digital currency landscape in the wake of JPMorgan’s Announcement
2 min read
The Rise of AI Agents: A Strategic Signal for Financial Institutions
Dr. Art Harper: 5/13/25 11:32 AM
Mastercard and Visa both recently unveiled powerful AI-enabled advancements that will change the payments industry. These announcements are not just...