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Engaging Perspectives

Transforming Banking through Technology and Visionary Thinking

Technology

Universal Banker

2 min read

The Digital Universal Banker, Now with Instant Rails

A client recently asked me how banking roles and organizational structures should evolve as so much engagement shifts to digital, while consumers...

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AI Agent Admin

3 min read

AI Isn’t One and Done: Banks Need an Agent Admin Before They Need Another Model

Key Takeaways From This Blog: AI isn’t static software, it learns, drifts, and changes over time. Treating it like a plug-and-play tool is a mistake....

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Paper Tiger

4 min read

Digital Bank Brands: Deposit Growth Engines or Paper Tigers?

Key Takeaways From This Blog: Inspired by early successes like Chime and Marcus, dozens of community and regional banks launched digital-only brands...

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1 min read

CRM Shouldn't Be a Four-Letter Word

CRM was pitched as the brain of modern banking. Instead, it became a bloated filing cabinet that is expensive, unloved, overfed with bad data, and...

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Stablecoin Blog

2 min read

Stablecoin Strategy: Next Steps for Financial Institutions

Adapting to the digital currency landscape in the wake of JPMorgan’s Announcement

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4 min read

Let's Talk Core Banking... Not in Theory, But in Reality

In the early 1990s, I made a pivotal shift in my career, from traditional banking at Bank of America (originally NationsBank) to the evolving world...

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2 min read

The Future of Banking: AI, Personalization, and the Audience of One

The banking industry as we know it is changing. While digital banking has reshaped the way customers interact with financial institutions, the next...

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2 min read

Telephone Banking IVRs Are a Thing of the Past.

In a world where personalized and seamless financial experiences are no longer a luxury but an expectation, traditional telephone banking and...

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2 min read

The 3 Reasons Your Financial Institution Needs a Technology Consultant

In today's rapidly evolving financial landscape, C-suite executives face unprecedented challenges in steering their institutions through a complex...

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3 min read

Integrated Communications: A Game-Changer for Banks and Credit Unions

In today’s fast-paced financial landscape, seamless communication is vital for banks and credit unions to remain competitive and deliver exceptional...

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