Dr. Art Harper

Art brings over 25 years of expertise in financial services with a specialization in partnering with credit unions, regional banks and other payment industry advocates to understand the credit, debit, and loyalty environment and how to leverage applications as it applies to the EMV, Digital / Mobile Strategies space. He has developed deep relationships with clients, vendors, and other financial services companies. Art was a founding member of the EMVco which helped established the EMV standards for the United States market. He spent time on committee boards with EMVco, US Payments Alliance, and Federal Reserve Faster Payments task force. Art has spent several years researching the advancement of the payments industry from EMV to mobile, tokenization, and the future of payment applications. His Doctorate dissertation entitled “Consumer Acceptance of Mobile and Contactless Payments in the US” demonstrates the effort into understanding how the changes in the payment landscape is changing and the importance of consumer / member acceptance of those new applications. Art has a DBA in eCommerce from NCU along with a MSM from SWU. He lives in Charleston, SC where he enjoys the opportunity to play tennis where his team competed for a national title at the 3.5 mixed level, golf, softball where he won a US title in 2016, spending time with family at the beach and on the water.