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Engaging Perspectives

Transforming Banking through Technology and Visionary Thinking

Strategic Planning

Soft Switching

5 min read

The Account Is Open. But Is It Primary?

Banks and credit unions have a quiet problem. The checking account is still open and the customer or member is still on the books. From a distance,...

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Deposit Modernization

1 min read

Deposit Modernization Starts With Behavior, Not Products

When boards ask me whether they should modernize deposit products, I try to reframe the question. Checking, savings, money markets, and CDs have...

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Strategic Planning Facilitator

2 min read

Your Strategic Planning Facilitator Has an Expiration Date

Key Takeaways from This Blog: Strategy should be a continuous, adaptive process, not an annual event, because market shifts and technologies like...

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Seller Pressure

5 min read

Your Next M&A Partner Isn't Next Door

Key Takeaways from This Blog:

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Size doesn't matter

3 min read

Size Does Not Have to Matter in 2026

Key Takeaways from This Blog:

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