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Engaging Perspectives

Transforming Banking through Technology and Visionary Thinking

Deposit Modernization

1 min read

Deposit Modernization Starts With Behavior, Not Products

When boards ask me whether they should modernize deposit products, I try to reframe the question. Checking, savings, money markets, and CDs have existed forever. The issue is not that the products suddenly became “bad.” The issue is that customer...

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8 min read

The Rails Don't Matter. The Ride Does.

Key Takeaways from This Blog:

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Financial Literacy

4 min read

Financial Literacy Just Went Viral

Key Takeaways from This Blog:

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Strategic Planning Facilitator

2 min read

Your Strategic Planning Facilitator Has an Expiration Date

Key Takeaways from This Blog: Strategy should be a continuous, adaptive process, not an annual event, because market shifts and technologies like...

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Seller Pressure

5 min read

Your Next M&A Partner Isn't Next Door

Key Takeaways from This Blog:

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AI Roadmap

6 min read

67% Are Implementing AI. Only 16% Know Why.

Key Takeaways from This Blog:

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Leadership Lessons

4 min read

Leadership Lessons Learned: A 2026 Playbook for Financial Institutions

2026 is shaping up to be one of the most complex operating environments the industry has seen in years. Margin pressure, deposit competition, AI...

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