Debit Network Optimization. Guaranteed.

From assessment to negotiation, our expert banking consulting team streamlines the entire process, ensuring your bank or credit union finds the ideal solution for maximizing the growth and profitability of your Debit Network program. The confidence we have in our proces is so strong, we proudly offer a price guarantee.

You don’t know what you don’t know.

Don’t leave money on the table. We can help. Our experts are available for a free consultation.

Engage Fi April Candids

Debit Network Assessment

Understanding the Debit Network landscape can be complex if it is unfamiliar. We will look at your current relationships and contracts to help you understand all your options. We will also look at opportunities for improvement, and what the ideal environment for your financial institution would look like - be it with the incumbent or a new provider.

  • Current Debit Network Contract
  • Consumer Experience
  • Current Interchange
  • Profitability
  • Fraud & Risk Management
  • Surcharge-Free Networks
  • Current Strategic Debit Network Plan
  • Strategic Goals
  • Technology Systems
  • PAVD
  • PINless Debit

Debit Network Evaluation

A hands-off approach to efficient, effective evaluations. We take the heavy lifting here so your team can focus on what's important. We'll keep your team involved at a high level throughout the Debit Network vendor RFP collection and manage the vendor communications the whole way, setting up demos and reference calls so your team gets the important information without being tied down.

Analysts Use A Calculator And Pen To Evaluate The
  • PIN vs Signature
  • Debit Network Vendor Reviews
  • Card Usage
  • Portfolio Growth
  • Results from Internal Assessment
  • Debit Network Vendors that Best Align Strategically
  • Debit Network Vendor RFPs
  • Debit Network Vendor Demos
  • Debit Network Vendor Comparisons
  • Scoring
Success Is About Strategy

Debit Network Strategy

We get so excited about building a strong strategy to bring your financial institution into the future. Our passion for understanding the market and helping our clients really comes into play here. Once all the Debit Network vendor data has been collected, we bring it all together in a transparent, easy to understand way so your team can be confident you're making the best decision for your financial institution's future.

  • Debit Network Vendor Consolidation
  • Fraud & Risk Management
  • Administration
  • Portfolio Growth
  • Implementation
  • Road Map Planning & Milestones
  • Prioritization

Debit Network Negotiation

This is the part of the project that our team enjoys most. We know what is hiding in your contracts. The money we uncover for our clients is unparalleled. We believe so strongly in our process that we guarantee our price. If you've already decided on Debit Network vendors or are happy with your incumbent(s) but are curious about your options, give us a call. This is where we can make a huge difference.

Office Shots
  • Debit Network Contract Terms
  • Optimization
  • Card Management
  • Fraud & Risk Management
  • Debit Network Vendor Bids
  • Debit Network Contract Review
  • Debit Network Contract Translation
  • Debit Network Vendor Management
  • Project Oversight
  • Pricing Comparisons
EFI FeatureImage NetInterchange

Debit card interchange income is one of the highest non-interest-oriented revenue streams for financial institutions. However, many don’t make the most of their card program potential. Maximizing net interchange can significantly impact your institution’s bottom line, so why is there still so much confusion?

Ava Farrell

Meet One of Our Debit Network Experts

Ava Farrell is our Debit Network expert - with experience in many financial services roles over the past 20 years, Ava brings a wealth of knowledge to the banks and credit unions she works with. Want to know more about Ava? Check out her bio.