1 min read
Fabio Biasella: 5/14/26 9:53 AM
When boards ask me whether they should modernize deposit products, I try to reframe the question. Checking, savings, money markets, and CDs have existed forever. The issue is not that the products suddenly became “bad.” The issue is that customer...
Read More
2 min read
Fabio Biasella: 3/25/26 3:32 PM
Key Takeaways from This Blog: Strategy should be a continuous, adaptive process, not an annual event, because market shifts and technologies like...
2 min read
Fabio Biasella: 1/30/26 4:08 PM
Key Takeaways from This Blog:
2 min read
Fabio Biasella: 1/8/26 2:59 PM
Key Takeaways from This Blog:
8 min read
Fabio Biasella: 12/18/25 2:38 PM
Key Takeaways from This Blog:
2 min read
Fabio Biasella: 11/25/25 8:30 AM
Key Takeaways From This Blog: The Universal Banker is evolving into a digital, real-time advisor powered by AI, instant payment rails, and proactive...
2 min read
Fabio Biasella: 11/6/25 5:00 AM
Key Takeaways From This Blog: Mortgage rates still matter, but they’re no longer the primary force shaping the market. The real catalyst is...
1 min read
Fabio Biasella: 10/17/25 11:49 AM
A member or customer calls with a question about their account. They wait one minute to speak with a person. The conversation takes five minutes. The...
1 min read
Fabio Biasella: 9/25/25 11:34 AM
Consumer sentiment is drifting south again. The University of Michigan’s index fell six percent in August and sits nearly fourteen percent below last...
2 min read
Fabio Biasella: 9/2/25 1:48 PM
The first half of 2025 is in the books. Credit unions managed the turbulence of these months with steadiness, showing modest but positive growth...
