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Engaging Perspectives

Transforming Banking through Technology and Visionary Thinking

Strategic Planning

Deposit Modernization

1 min read

Deposit Modernization Starts With Behavior, Not Products

When boards ask me whether they should modernize deposit products, I try to reframe the question. Checking, savings, money markets, and CDs have...

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Strategic Planning Facilitator

2 min read

Your Strategic Planning Facilitator Has an Expiration Date

Key Takeaways from This Blog: Strategy should be a continuous, adaptive process, not an annual event, because market shifts and technologies like...

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Seller Pressure

5 min read

Your Next M&A Partner Isn't Next Door

Key Takeaways from This Blog:

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Size doesn't matter

3 min read

Size Does Not Have to Matter in 2026

Key Takeaways from This Blog:

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Small Business Banking

2 min read

When Industry Bias Blocks Digital Progress: Rethinking Small Business Banking

When I’m helping Engage fi clients develop their digital strategies, the first question I ask is simple:

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Mortgage Market

2 min read

Mortgage Rate Movement and Retail Bank Strategy: When 6.35% Looks Like Opportunity

Key Takeaways From This Blog: Mortgage rates still matter, but they’re no longer the primary force shaping the market. The real catalyst is...

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