Engaging Perspectives
Transforming Banking through Technology and Visionary Thinking
3 min read
The Branch Is Banking’s Trust Epicenter
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2 min read
When Finance Becomes Delegated, Relationships Become Portable
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3 min read
When JPMorgan Goes Hunting, Community Banks Need a Strategy. Not a Reaction.
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3 min read
ChatGPT Just Announced the Quiet Reordering of Banking - Now What?
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6 min read
What to Tell Your Board About the Repricing of Your Charter
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2 min read
Deposits Just Became a Daily Decision
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5 min read
The Account Is Open. But Is It Primary?
Banks and credit unions have a quiet problem. The checking account is still open and the customer or member is still on the books. From a distance,...
5 min read
The Next De Novo Bank Should Be Designed, Not Simply Chartered
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1 min read
Deposit Modernization Starts With Behavior, Not Products
When boards ask me whether they should modernize deposit products, I try to reframe the question. Checking, savings, money markets, and CDs have...